Privacy

Plain-language summary of what this app stores and why.

Your calculations stay in your browser

Every projection — the calculator, withdrawal planner, Roth ladder, and expense estimator — runs entirely on your device. Your financial inputs are not sent to our servers to produce results, and we do not log them.

What we store, and only when you ask

If you create an account, we store your email address (via Supabase Auth) and any scenarios, portfolios, or expense plans you explicitly save. Nothing about your finances is stored unless you press Save.

Anonymous analytics, minimized

We keep a lightweight count of visits and tool usage to understand what's used. We do not store raw IP addresses — only a salted, irreversible hash used for de-duplication. Coarse country/region may be recorded from your connection. There are no third-party ad or tracking scripts. Anonymous records are deleted after 13 months.

You are in control

From your account page you can export all your data as JSON or permanently delete your account, which removes every scenario, portfolio, and expense plan you saved.

Subprocessors

We use Supabase (database + authentication), Vercel (hosting), and Resend (transactional email — account confirmation and password resets only). We do not sell your data.